Central Africa banking and finance tenders

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A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalised a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Finance is a term for the management, creation, and study of money and investments. Specifically, it deals with the questions of how an individual, company or government acquires money – called capital in the context of a business – and how they spend or invest that money. Finance is then often divided into the following broad categories: personal finance, corporate finance, and public finance.

Central Africa is a subregion of the African continent comprising various countries according to different definitions. Angola, Burundi, Cameroon, the Central African Republic, Chad, the Democratic Republic of the Congo, the Republic of the Congo, Equatorial Guinea, Gabon, Rwanda, and São Tomé and Príncipe are members of the Economic Community of Central African States (ECCAS). Middle Africa is an analogous term used by the United Nations in its geoscheme for Africa. The main economic activities of Central Africa are farming, herding and fishing. Crop production based on rain is possible only in the southern belt. Slash-and-burn agriculture is a common practice. Flood recession agriculture is practiced around Lake Chad and in the riverine wetlands. Nomadic herders migrate with their animals into the grasslands of the northern part of the basin for a few weeks during each short rainy season, where they intensively graze the highly nutritious grasses. When the dry season starts they move back south, either to grazing lands around the lakes and floodplains, or to the savannas further to the south. Fisheries have traditionally been managed by a system where each village has recognized rights over a defined part of the river, wetland or lake, and fishers from elsewhere must seek permission and pay a fee to use this area. Oil is also a major export of the countries of northern and eastern Central Africa, notably making up a large proportion of the GDPs of Chad and South Sudan. Countries in Central Africa are Angola, Cameroon, Central African Republic, Chad, DR Congo, Republic of the Congo, Equatorial Guinea, Gabon, São Tomé and Príncipe, Rwanda, Burundi.