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Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. Policyholder and insured are often used as but are not necessarily synonyms, as coverage can sometimes extend to additional insureds who did not buy the insurance. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ownership, possession, or pre-existing relationship. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insurer will compensate the insured, or their designated beneficiary or assignee. The amount of money charged by the insurer to the policyholder for the coverage set forth in the insurance policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster.

Eastern Europe is the eastern region of Europe. There is no consistent definition of the precise area it covers, partly because the term has a wide range of geopolitical, geographical, ethnic, cultural, and socioeconomic connotations. Russia, located in Eastern Europe, is both the largest and most populous country of Europe, spanning roughly 40% of the continent's total landmass, with over 15% of its total population. According to the Center for Educational Technologies at Wheeling Jesuit University, there are "almost as many definitions of Eastern Europe as there are scholars of the region". A related United Nations paper adds that "every assessment of spatial identities is essentially a social and cultural construct". One definition describes Eastern Europe as a cultural entity: the region lying in Europe with the main characteristics consisting of East Slavic, Greek, Byzantine, Eastern Orthodox, and some Ottoman cultural influences. Another definition was created during the Cold War and used more or less alike with the term Eastern Bloc. A similar definition names the formerly communist European states outside the Soviet Union as Eastern Europe. Such definitions are often seen as outdated but they are still sometimes used for statistical purposes. Countries in eastern europe, Belarus, Bulgaria, the Czech Republic, Hungary, Moldova, Poland, Romania, Slovakia, Ukraine and the western part of the Russian Federation.