Finland Banking and Finance Tenders

The Finnish banking and finance market is characterized by its stability, well-developed infrastructure, and high level of digitalization. The sector is dominated by a few large domestic banks, such as OP Financial Group, Nordea Bank Finland, and Danske Bank A/S. However, there is also a growing number of foreign banks and fintech companies operating in the market.

The Finnish government procures a wide range of banking and finance products and services, including loans, deposits, investment services, and financial advisory services. The total value of government procurement in the banking and finance sector is estimated to be around EUR 1 billion per year.

The main banking and finance products and services procured by the Finnish government include:
Loans: The government procures loans to finance its activities, such as infrastructure investment and social security payments.
Deposits: The government places deposits with banks to earn interest and manage its liquidity.
Investment services: The government procures investment services to manage its investments in financial assets, such as bonds and equities.
Financial advisory services: The government procures financial advisory services to obtain advice on financial matters, such as mergers and acquisitions and risk management.

The top authorities for Finland banking and finance procurement are:
The Ministry of Finance: The Ministry of Finance is responsible for the overall coordination of government procurement.
The Government Procurement Agency: The Government Procurement Agency is responsible for the implementation of government procurement policies.
The Financial Supervisory Authority: The Financial Supervisory Authority is responsible for regulating the banking and finance sector in Finland.
The Finnish Competition and Consumer Authority: The Finnish Competition and Consumer Authority is responsible for ensuring that government procurement is conducted in a fair and transparent manner.

The top winners of Finland banking and finance procurement are:
OP Financial Group
Nordea Bank Finland
Danske Bank A/S
Aktia Bank PLC
Handelsbanken Finland Oyj

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