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The French insurance market is one of the largest and most mature in Europe. In 2022, total premiums written in France amounted to €248.2 billion. The market is dominated by domestic players, with the top five insurers accounting for over 60% of market share.
The French government is a major purchaser of insurance products and services. In 2021, the government spent €7.2 billion on insurance, representing 16% of the total French insurance market. The government procures a wide range of insurance products and services, including property and casualty insurance, health insurance, and life insurance.
The main insurance products and services procured by the French government are:
Property and casualty insurance
Health insurance
Life insurance
Professional liability insurance
Credit insurance
Marine insurance
The top authorities for France insurance procurement are:
The Ministry of Finance
The Ministry of the Interior
The Ministry of Health
The Ministry of Defense
The Ministry of Education
The top winners of France insurance procurement are:
AXA
Groupama
Covéa
Allianz
Generali
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