The Development Bank of Jamaica is a wholly owned Government company created in 2000 as a result of mergers with other development-related institutions that included the Agricultural Credit Bank of Jamaica, the National Development Bank of Jamaica and, in 2006, the National Investment Bank of Jamaica. The DBJ facilitates economic growth and development across all sectors and includes all Jamaicans, regardless of socio-economic strata, in its quest to meet the Vision 2030 goal of making Jamaica “the place of choice to live, work, raise families and do business." While the DBJ provides funding and technical assistance to large projects, it has expanded and improved its assistance to micro, small and medium-sized enterprises (MSME) which are widely recognised as the engine of economic growth and development, especially in small economies. The DBJ supports Jamaican businesses through the provision of access to financing, support services and a partial guarantee facility. The Bank also facilitates investment, by all Jamaicans, in publicly-owned entities through the Public-Private Partnerships and Privatisation (P4) programmes, allowing the Government to transfer the ownership, management and operations of public assets to the private sector which is better able to efficiently operate them.