Mediterranean banking and finance tenders

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A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalised a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Finance is a term for the management, creation, and study of money and investments. Specifically, it deals with the questions of how an individual, company or government acquires money – called capital in the context of a business – and how they spend or invest that money. Finance is then often divided into the following broad categories: personal finance, corporate finance, and public finance.

The Mediterranean Sea is a sea connected to the Atlantic Ocean, surrounded by the Mediterranean Basin and almost completely enclosed by land: on the north by Western and Southern Europe and Anatolia, on the south by North Africa, and on the east by the Levant. The Mediterranean Sea covers an area of about 2,500,000 km2 (970,000 sq mi), representing 0. 7% of the global ocean surface, but its connection to the Atlantic via the Strait of Gibraltar—the narrow strait that connects the Atlantic Ocean to the Mediterranean Sea and separates the Iberian Peninsula in Europe from Morocco in Africa—is only 14 km (9 mi) wide. In oceanography, it is sometimes called the Eurafrican Mediterranean Sea, the European Mediterranean Sea or the African Mediterranean Sea to distinguish it from mediterranean seas elsewhere. The countries surrounding the Mediterranean in clockwise order are Spain, France, Monaco, Italy, Slovenia, Croatia, Bosnia and Herzegovina, Montenegro, Albania, Greece, Turkey, Syria, Lebanon, Israel, Egypt, Libya, Tunisia, Algeria, and Morocco; Malta and Cyprus are island countries in the sea. In addition, the Gaza Strip and the British Overseas Territories of Gibraltar and Akrotiri and Dhekelia, as well as the autonomous regions of Andalusia (Spain), Athos (Greece), Balearic Islands (Spain), Catalonia (Spain), Corsica (France), Federation of Bosnia and Herzegovina (Bosnia and Herzegovina), Friuli-Venezia Giulia (Italy), Sardinia (Italy) and Sicily (Italy) and the disputed territory of Northern Cyprus, have coastlines on the sea. The drainage basin encompasses a large number of other countries, the Nile being the longest river ending in the Mediterranean Sea. Countries in Mediterranean - Albania, Algeria, Bosnia and Herzegovina, Croatia, Cyprus, Egypt, France, Greece, Israel, Italy, Lebanon, Libya, Malta, Monaco, Montenegro, Morocco, Slovenia, Spain, Syria, Tunisia, and Turkey.