Melanesia banking and finance tenders

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A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalised a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Finance is a term for the management, creation, and study of money and investments. Specifically, it deals with the questions of how an individual, company or government acquires money – called capital in the context of a business – and how they spend or invest that money. Finance is then often divided into the following broad categories: personal finance, corporate finance, and public finance.

Melanesia is a subregion of Oceania in the southwestern Pacific Ocean. It extends from New Guinea in the west to Tonga in the east, and includes the Arafura Sea and a few thousand islands. The region includes the four independent countries of Fiji, Vanuatu, the Solomon Islands, and Papua New Guinea. It also includes the French colonial collectivity of New Caledonia and parts of Indonesia – notably the provinces of Papua and West Papua. Almost all of the region is in the Southern Hemisphere; only a few small islands that aren't politically considered part of Oceania—specifically the north western islands of Western New Guinea—lie in the Northern Hemisphere. Countries in Melanesia - Fiji, Vanuatu, the Solomon Islands, Papua New Guinea, New Caledonia.