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The Netherlands insurance market is one of the largest and most sophisticated in Europe, with a gross written premium (GWP) of EUR 79 billion in 2021. The market is characterized by a high level of penetration, with over 90% of households having at least one insurance policy. The life insurance and non-life insurance segments are both well-developed, with a wide range of products and services available.
The Dutch government procures a significant amount of insurance products and services, with an estimated value of EUR 2 billion per year. The government is committed to fair and transparent procurement practices, and it uses a variety of methods to procure insurance, including open tenders, restricted tenders, and direct awards.
The main insurance products and services procured by the Dutch government include:
Health insurance
Property insurance
Liability insurance
Motor insurance
Marine insurance
Aviation insurance
The top authorities for Netherlands insurance procurement are:
Ministry of Finance
Ministry of Health, Welfare and Sport
Ministry of Infrastructure and Environment
Ministry of Justice and Security
The top winners of Netherlands insurance procurement contracts include:
Achmea
Nationale-Nederlanden
Aegon
Allianz
Zurich Insurance Group
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