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A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalised a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Finance is a term for the management, creation, and study of money and investments. Specifically, it deals with the questions of how an individual, company or government acquires money – called capital in the context of a business – and how they spend or invest that money. Finance is then often divided into the following broad categories: personal finance, corporate finance, and public finance.
Southeast Asia, also spelled South East Asia and South-East Asia, and also known as Southeastern Asia or SEA, is the geographical southeastern subregion of Asia, consisting of the regions that are south of China, south-east of the Indian subcontinent and north-west of Australia. [6] Southeast Asia is bordered to the north by East Asia, to the west by South Asia and the Bay of Bengal, to the east by Oceania and the Pacific Ocean, and to the south by Australia and the Indian Ocean. Apart from the British Indian Ocean Territory and two out of 26 atolls of Maldives in South Asia, Southeast Asia is the only other subregion of Asia that lies partly within the Southern Hemisphere. The majority of the subregion is still in the Northern Hemisphere. East Timor and the southern portion of Indonesia are the only parts that are south of the Equator. The region lies near the intersection of geological plates, with both heavy seismic and volcanic activities. The Sunda Plate is the main plate of the region, featuring almost all Southeast Asian countries except Myanmar, northern Thailand, northern Laos, northern Vietnam, and northern Luzon of the Philippines. The mountain ranges in Myanmar, Thailand, and Peninsular Malaysia are part of the Alpide belt, while the islands of the Philippines are part of the Pacific Ring of Fire. Both seismic belts meet in Indonesia, causing the region to have relatively high occurrences of earthquakes and volcanic eruptions. countries in south east asia - Brunei, Burma (Myanmar),Cambodia,Timor-Leste,Indonesia,Laos,Malaysia,Philippines,Singapore,Thailand,Vietnam.