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The Swedish banking and finance market is characterized by a high degree of concentration, with the four largest banks controlling over 80% of the market share. The sector is also highly digitalized, with over 90% of Swedes using online banking. The Swedish financial market is well-regulated and supervised by the Swedish Financial Supervisory Authority (SFS).
The Swedish government procures a wide range of banking and finance products and services, including loans, investments, and financial advisory services. The total value of government procurement in the banking and finance sector is approximately SEK 10 billion (EUR 1 billion) per year.
The main banking and finance products and services procured by the Swedish government include:
Loans
Investments
Financial advisory services
Payment services
Cash management services
The top authorities for Sweden banking and finance procurement are:
The Swedish National Debt Office (SNDO)
The Swedish Public Procurement Agency (Upphandlingsmyndigheten)
The Swedish Armed Forces (Försvarsmakten)
The Swedish National Board of Health and Welfare (Socialstyrelsen)
The top winners of Sweden banking and finance procurement are:
Nordea
Handelsbanken
SEB
Swedbank
Danske Bank
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